Payments of 450,000 rubles. Almost 193,000 large Russian families have already received mortgage repayments, Deputy Prime Minister Tatyana Golikova said at a meeting in the State Duma.
“Since the beginning of the program, almost 193,000 families have received payments totaling almost 87 billion rubles. In 2022, 36,300 large families received land plots, including almost 20,000 families – plots provided with appropriate infrastructure,” – leads her words TASS.
Last year, Russian authorities extended until July 1, 2024, a program to support large families, thanks to which they can receive 450,000 rubles from the state. to pay off the mortgage. The program was extended to families in which the third and subsequent child was born between January 1, 2019 and December 31, 2023.
Today, there are several preferential mortgage programs in Russia. Preferential mortgages with a rate of 8% per annum and “Family mortgage” remain the most popular. In December 2022, the Russian government extended the preferential mortgage program until July 1, 2024, and also expanded the terms of the Family Mortgage. Now families with two children who have not yet turned 18 can receive a loan under this program.
Against the backdrop of the continued growth in the volume of mortgage loans, on September 12, the Cabinet of Ministers increased the minimum down payment on a mortgage with state support from 15% to 20%, and also reduced by 0.5 percentage points the maximum amount of subsidies for banks that issue mortgages under preferential government programs .